Skip to main content
Areas We Serve>Pima County

MAJOR COUNTIES - PIMA

Your trusted Pima County mortgage broker.

Mortgage Brothers provides reliable mortgage solutions for homebuyers and homeowners throughout Pima County, Arizona. Our experienced mortgage brokers help clients secure competitive mortgage.

3 min - no credit impact

Home Loans in Pima County, Arizona

Tucson homebuyers trust Mortgage Brothers for competitive rates, fast closings, and personalized service. As an experienced Tucson mortgage broker, we have been helping Pima County families buy and refinance homes for over 25 years.

Pima County is home to Tucson, Arizona's second-largest city and a major hub for education, healthcare, and military activity. With the University of Arizona, Davis-Monthan Air Force Base, and a growing tech and healthcare sector, Pima County attracts a diverse mix of buyers including first-time homeowners, military families, university staff, and retirees drawn by the year-round sunshine and lower cost of living compared to Phoenix.

  • Major Cities: Tucson, Oro Valley, Sahuarita, Vail, Marana, South Tucson
  • 2026 Conforming Loan Limit: $832,750
  • 2026 FHA Loan Limit: $541,287
  • Popular Communities: Tanque Verde, Flowing Wells, Drexel Heights, Three Points, Picture Rocks, Rincon Valley, Arivaca

Pima County Arizona Mortgage Broker Serving All Major Cities

Our Pima County mortgage specialists assist homebuyers and homeowners throughout Southern Arizona with dependable mortgage services. Whether you're purchasing a primary residence, investing in property, or refinancing your current mortgage, we help you compare lenders and choose the right loan program.

With access to a wide network of lending partners, our team helps clients secure competitive mortgage rates while simplifying the entire home financing process from application to closing.

Ready to Start Your Home Mortgage Journey in Pima County?

Our Pima County mortgage experts are here to guide you through every step of the home loan process. From Tucson to Oro Valley and surrounding communities, we help buyers and homeowners secure the right mortgage solutions with confidence.

Mortgage Programs Available in Pima County

We offer a full range of home loan options for Pima County residents — whether you are buying, refinancing, or tapping into your equity.

  • Conventional LoansLow down payment options with competitive rates for qualified buyers.
  • FHA Loans3.5% down with flexible credit requirements. FHA limit in Pima County: $541,287.
  • VA LoansZero down payment for eligible veterans and active-duty service members.
  • Jumbo LoansFinancing above the conforming limit for higher-priced properties.
  • FHA StreamlineSimplified refinance for existing FHA borrowers with minimal paperwork.
  • First-Time Buyer ProgramsPrograms designed to help first-time buyers get into a home with less money down.
  • Reverse MortgageFor homeowners 62+ who want to access their home equity without monthly payments.
  • RefinancingLower your rate, reduce your term, or tap into your equity with a refinance.
Client Reviews

What Our Arizona Clients Are Saying

Paxton Gray

Eddie and his team were incredible throughout the entire process. As a first-time buyer I had a lot of questions and they answered every single one. We closed on time and I could not be happier with the rate we got.

Paxton Gray, Arizona Homebuyer

Frequently Asked Questions

What home loan programs are available to Pima County homebuyers?
Pima County buyers have access to the full range of mortgage programs including Conventional, FHA, VA (for eligible veterans), Jumbo, FHA Streamline Refinance, First-Time Homebuyer programs, Reverse Mortgage (for homeowners 62+), and Refinancing. Our team can walk you through all your options at no cost.
What is the conforming loan limit in Pima County for 2026?
The 2026 conforming loan limit for Pima County is $832,750 – the same baseline limit that applies across all Arizona counties. If your loan exceeds this amount, you will need a jumbo loan.
What is the FHA loan limit in Pima County for 2026?
The 2026 FHA loan limit for Pima County is $541,287. This means you can finance a home up to that purchase price using an FHA loan with as little as 3.5% down (with a 580+ credit score).
Why are people buying homes in Pima County?
Pima County offers more affordable home prices than the Phoenix metro, a vibrant arts and food scene in Tucson, and a strong job market anchored by the University of Arizona and Davis-Monthan AFB. Suburban communities like Oro Valley, Sahuarita, and Vail attract families looking for newer homes and highly rated schools.
How much do I need for a down payment on a Pima County home?
FHA loans require as little as 3.5% down. Conventional loans can go as low as 3%-5% for qualified buyers. VA loans require zero down payment for eligible veterans. We also work with down payment assistance programs. Contact us to find out which programs you qualify for.
How long does it take to close on a home in Pima County?
Most purchase transactions close in 21 to 30 days when all documentation is submitted promptly. Our team is known for fast, smooth closings with no surprises at the closing table.

Get Started with Your Arizona Home Loan Today

Choosing the right mortgage is an important financial decision. Our Pima County mortgage team takes a personalized approach by reviewing your financial profile, credit history, and long-term homeownership goals before recommending the best loan options.

With access to multiple lenders and advanced loan comparison tools, we help clients secure competitive mortgage solutions while keeping the process smooth and transparent.